Earthquake, storm and flood building insurance cover no longer available in Thailand.

[up2you2]

My insurance broker has just informed me of the following:

Please note: All THAI Insurance companies have taken out EARTHQUAKE AND STORM DAMAGES and also FLOOD, according to their re-insurance companies.
In my personal opinion this is not a very wise idea, as Earthquake covers also Tsunami damages. So what do you pay premium for, if this all is not covered?

Does anybody know of a Thai insurance company that will still specifically provide EARTHQUAKE AND STORM DAMAGES and FLOOD damage, on their most recent or next renewal?

[hhfarang]

Typical of the industry. They tend not to cover whatever is most likely to cause them to have to pay out. That's why I don't have health insurance here. With my history of pre-existing conditions, it would end up only being accident insurance... they wouldn't cover anything else.

[Harry]

Please note: All THAI Insurance companies have taken out EARTHQUAKE AND STORM DAMAGES and also FLOOD, according to their re-insurance companies.

What about the scenario where my pipes burst & the condo gets flooded? No longer covered?

Does anybody know of a Thai insurance company that will still specifically provide EARTHQUAKE AND STORM DAMAGES and FLOOD damage, on their most recent or next renewal?

 Only the registered members can see the link. Register here.

[phallus]

Haven't heard any revision terms from my ING ... think better give my agent a ring

[friday]

Let us know how you get on.

[John Smith]

Let us know how you get on.

After many enquires I finally found two companies that can help.
Chartis offers 20% of the sum insured for buildings against flood damage, whereas QBE will give you 100% cover.
Both companies will give you 100% cover against an earthquake and tsunami.